Peter Watt
Founder
"I've seen accounts restricted without warning and funds held during critical growth phases. It forces you to realise something quickly: if you don't control your infrastructure, you don't control your future."
Read Peter's note
Over the years, I've built businesses selling into markets that traditional banks and payment processors struggle to reach. The further we sold from home, the clearer it became that the payment layer was the weakest point. Businesses moving fastest were being carried by rails built for yesterday's economy.
So instead of looking for another workaround, I decided to build properly. I partnered with Keiran, a technical product specialist, and we began architecting our own backend from the ground up. Not a reseller model. Not a fragile overlay. Real infrastructure, designed with intelligent onboarding, structured risk controls and dynamic settlement logic built in from day one. Wayne believed in that vision early, and his support helped shape MTRX's foundation.
MTRX isn't a reaction. It's a deliberate move toward independence. We're building it because the next generation of commerce deserves stronger rails.